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Customer story · Tax Lien Wealth Builders

Retired IT Professional Achieves 18% Returns Using 401k for Tax Lien Investing

Greg Barks · Recorded 7/29/2025

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Share One · July 29, 2025
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Greg Barks used Tax Lien Wealth Builders to transition from a career in IT to real estate investing. By leveraging private coaching and self-directed 401k funds, he achieved 18% annual returns—significantly higher than the 4% rule. He purchased his first lien within one month and has since invested hundreds of thousands of dollars.

At a glance

Primary Use Case
Retirement career and wealth building using self-directed 401k funds.
Reported Result
Achieved 18% annual returns and invested hundreds of thousands of dollars.
Time to Value
Purchased first lien within one month; received payment six months later.
With looking at tax liens, I was considering 18%, which is a huge difference from typical pension returns.
I've invested hundreds of thousands of dollars of my 401k money in tax liens.
My coach took the time to really teach me the process. And now that I have the process down, I can invest with confidence.

The interview

What motivated you to join the program?

Last November, I decided to join United Tax Liens because I wanted to take my next step in my career. I was convinced that investing in tax liens was my key to success in retirement.

What has your experience been like since joining?

After I joined United Tax Liens, I started to ramp up my investment and now I'm starting to see some tremendous returns. It's been an incredible journey, and I'm starting to see some real results. I love getting up and working on this stuff. This is not a job to me. This is actually fun.

What was your professional background before this?

My name is Greg Barks. I live in St. Louis, Missouri, and I'm a retired IT operational excellence professional. And right now, as a retirement career, I'm doing real estate investing.

Did you have any hesitations before signing up?

The reason I almost didn't join United Tax Liens was because of the financial commitment. I trusted them because of their approach to coaching; they're really focused on the process and not necessarily the outcome.

How has this impacted your retirement planning?

The #1 benefit is really more or less a game changer for me. Typically, you think about the 4% rule or typical pension returns of roughly 6 to 8% annual returns. With looking at tax liens, I was considering 18%, which is a huge difference.

What was your experience with the private coaching?

The private coaching has been fantastic. My coach took the time to really teach me the process. She really knows the process, she's an expert in her field, and I feel privileged to spend the time with her. Now that I have the process down, I can invest with confidence.

How quickly were you able to complete your first deal?

I bought my first lien within a month. I started in November of 2024 and I bought my first lien in December of 2024. And I got paid on that lien in June of '25. The coaching really took me down a path where I could start to see the value quickly.

How much have you invested in tax liens so far?

I am using my 401k money as self-directed money to invest in tax liens. And now I've invested hundreds of thousands of dollars of my 401k money in tax liens.

Frequently asked

Is the financial commitment for Tax Lien Wealth Builders worth it?

Greg Barks initially hesitated due to the financial commitment, but he now describes the program as a 'game changer' with no regrets. He notes that the returns he is seeing are far higher than typical pension returns of 6% to 8%.

How long does it take to see results with tax lien coaching?

Greg Barks joined in November 2024, bought his first lien in December 2024, and received payment on that lien by June 2025. He credits the coaching for helping him see value quickly through a proof-of-concept purchase.

Can I use my 401k to invest in tax liens?

Yes, Greg Barks successfully used his 401k money as self-directed funds to invest in tax liens. He has since scaled his portfolio to include hundreds of thousands of dollars from his retirement accounts.

Full transcript

Greg Barks (00:00) Hey, my name is Greg. And last November, I decided to join United Tax Liens. And really, the reason I did that was because I wanted to take my next step in my career. was convinced that investing in tax lanes was my key to success in retirement. After I joined United Tax Liens, I started to ramp up my investment and now I'm starting to see some tremendous returns. It's been an incredible journey, and I'm starting to see some real I'm really excited about my future, and scaling even further. I love getting up and working on this stuff. This is not a job to me. This is actually fun. I would highly recommend United Tax Liens. My name is Greg Barks. I live in St. Louis, Missouri, and I'm a retired IT operational excellence professional. And right now, as a retirement career, I'm doing real estate investing. The reason I almost didn't join United Tax Leans was because of the financial commitment. I trusted United Tax liens because of their approach to coaching. They're really focused on the process and not necessarily the outcome. The #1 benefit that I've experienced as a result of joining United Tax Liens is really more or less a game changer for me in terms of my approach to retirement. With United Tax Liens, returns that I'm seeing were way, way more than what I was thinking about planning for retirement. Typically, you think about the 4 % rule, typical pension returns are roughly 6 to 8 % annual returns. With looking at tax liens, I was considering 18%, which is a huge difference. So this is really the me focus on tax liens in terms of... what my retirement could look like. The private coaching with United Tax Liens has been fantastic. My coach took the time to really teach me the process. And now that I have the process down, I can invest with confidence. It's been a great experience working with this individual. She really knows the process, she's an expert in her field, and I feel privileged spend the time with her for her to teach me. After I joined United Tax Liens, I bought my first lien within a month. So I started in November of 2024 and I bought my first lien in December of 2024. And I got paid on that lien in June of '25. the coaching really took me down a path where I could start to see the value quickly. I did buy a tax lien after I completed the proof of concept lien purchase. I am using my 401k money as self-directed money to invest in tax liens. And now I've invested hundreds of thousands of dollars of my 401k money in tax liens. After I joined United Tax Liens, I'm starting to build my wealth in retirement in addition to generating income for my retirement. My legacy is really going to be about how I pass along that wealth to my children If you're unsure about making an investment with United Tax Liens I would say, "Go for it." Put yourself out there. You're not going to regret it. All you're going to do is make yourself a more rounded individual. You're going to learn a ton. And that knowledge is going to take you places that you've never seen before, especially as you think about your retirement planning and beyond. It's been an incredible journey for me and I would have not done it any other way. No regrets.

About Tax Lien Wealth Builders

Tax Lien Wealth Builders is an educational organization that helps novice and experienced investors navigate real estate and tax lien investing. They serve individuals looking to build wealth through local government partnerships, providing expert coaching and insider strategies. For students like Greg Barks, they offer a process-oriented approach that transforms retirement planning into a lucrative, low-risk investment career.

Industry
Financial Education Services

Topics

  • retirement planning
  • real estate
  • retired professional
  • wealth building
  • coaching
  • tax liens

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How this story was recorded

How was Greg Barks's testimonial for Tax Lien Wealth Builders filmed?

It was filmed remotely through Share One: Tax Lien Wealth Builders shared a recording link, Greg Barks clicked it, answered the interview questions on camera, and the video, transcript, and highlights were generated automatically. You can set up the same flow in a few minutes at share.one.

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