Retired GM Designer Achieves Financial Peace of Mind and Principal Protection

Since working with Panic Proof Retirement, I don't worry about it anymore. I feel confident and comfortable that he could grow my nest egg and protect the principal. That was what my main thing. And really, he's done quite well since I've been retired, and I expect it to continue. I'm not worried about my holdings. They're in good hands, and I have confidence in the team. This is Michael Biondo. I'm currently retired. I was a computer graphics designer for General Motors for thirty-seven years. For years, I was playing the market with my retirement fund at work, trying to buy low and sell high or whatever. I got to a point where I knew I was ten to fifteen years out from retiring. Back in twenty twelve, I contacted Dan, and we talked, and I decided to test run him, and I gave him about half of my holdings to play with. And little by little, I moved more and more to him, which made me worry less about day-to-day market activity as far as not checking numbers every day. I was checking numbers every day prior to that. Anyway, so at this point, I check the market maybe once a month, every other month. I don't really worry about it, and I've been very happy with what he's been doing for me. If I need an adjustment in what I'm getting out of my pension retirement fund, I make the call to the office and say, "Hey, I need an extra five grand this month," and I can get that money. Anyway, for me, it's hands-off, and I like it. I prefer it that way. I sleep easy at night. I wanted a professional to be able to tell me if I can afford to retire or not. Twenty twelve, I couldn't. Twenty twenty-two, however, I made that call. I made the call, and we talked, Dan and I. He asked me what I needed, how much I needed on a monthly basis, and we talked some numbers, and we both determined that I, yes indeed, could afford to retire at this point. I'll be honest, it was about a year into it before I felt actually comfortable, because you don't know how everything's gonna work with your expenses and all that. But that's why I had a professional get involved in twenty twelve to help align my ducks in a row. You know, if I'd have called him in twenty twenty-two without and said, "Here's my nest egg," it would have taken a little bit longer for him to figure out whether I could afford to retire or not. But being that he was watching-- He was my manager for ten years before that, before retirement, and he was able to put it together pretty quickly. Prior to Panic Proof, I think my only experience was General Motors four oh one Ks and pensions. Company-run things are all managed by Fidelity. And I talked to Fidelity on the phone, and then I talked to Dan, and I was the most comfortable working with Dan. He was able to explain things in layman's terms to me, because I'm not a financial expert by any means, and I just feel comfortable working with Dan. You never deal with the same person twice when you're calling Fidelity. I like Panic Proof because I'm dealing with Dan. He's got several people working with him, working to help manage his clients, so I feel comfortable knowing I have a team there that can move my money when needed, where it's going to grow. And my biggest fear is losing the nest egg, obviously. The question he asked is, "How risky do I wanna be?" And I said, "Well, I want something that's gonna grow because I wanna retire. I don't mind being somewhat aggressive, but I just-- I don't wanna lose it all. I wanna be able to retire." And so he was able to convince me that he could manage it. If you're thinking about working with a financial advisor, I would highly recommend Panic Proof Retirement because it is a more personal approach. You get to speak to Dan Casey or any of his people that he has in the office that are also experts in finance. I am so comfortable with my retirement.